Privacy Policy

Effective Date: 9/19/2024

Your privacy is important to us. This Privacy Policy describes how Endo Advisory ("we," "our," or "us") collects, uses, shares, and protects your personal information. This policy complies with the privacy requirements of the Financial Industry Regulatory Authority (FINRA), the Gramm-Leach-Bliley Act (GLBA), and other applicable federal and state regulations. By using our services, you agree to the practices described in this policy.

1. Information We Collect

We collect various categories of personal information from our clients, prospective clients, and website visitors. This information may include:

Personal Identifiers: Name, address, email address, phone number, date of birth, social security number, driver’s license or passport number, and other contact details.

Financial Information: Account numbers, balances, transaction history, income, credit scores, tax information, net worth, investment goals, and other financial data.

Government Identifiers: Social Security number, tax identification number, and other government-issued identification.

Professional or Employment-Related Information: Occupation, employer, job title, employment history, education, and industry affiliations.

Device and Online Identifiers: IP address, browsing history, search history, device type, and other online activity data collected through cookies and similar technologies.

Sensitive Personal Information: Information such as bank account numbers, credit card numbers, and biometric data, where applicable.

Demographic Information: Gender, marital status, family information, and other demographic details.

2. How We Collect Information

We collect personal information through various methods, including:

Direct Interactions: Information you provide directly to us when you open an account, complete forms, or communicate with us via phone, email, or in person.

Automated Technologies: Information collected automatically when you visit our website or use our services, such as through cookies, web beacons, and other tracking technologies.

Third Parties: Information obtained from third-party sources, such as public databases, credit reporting agencies, and other financial institutions, as well as third-party service providers who assist us in providing services to you.

3. Use of Information

We use the information we collect for a variety of business and regulatory purposes, including:

Providing Financial Services: To open and maintain your accounts, process transactions, manage your portfolio, and provide you with financial planning and advisory services.

Compliance and Regulatory Obligations: To comply with applicable laws, regulations, and FINRA requirements, including anti-money laundering (AML) and Know Your Customer (KYC) obligations.

Communication: To communicate with you about your accounts, respond to inquiries, and provide customer service.

Marketing and Personalization: To offer products and services that may be of interest to you, including targeted advertising and personalized content.

Business Operations: To manage and improve our business operations, including data analytics, audits, fraud monitoring and prevention, and maintaining the security of our systems.

4. Sharing Information

We do not sell your personal information. However, we may share your information under the following circumstances:

Affiliates: With our affiliates as permitted by law for purposes consistent with this policy.

Service Providers: With third-party service providers who perform services on our behalf, such as data hosting, compliance support, and marketing services.

Legal and Regulatory Authorities: As required by law, regulation, or legal process, or to protect the rights, property, or safety of Endo Advisory, our clients, or others.

Authorized Representatives: With individuals or entities you authorize us to share your information with, such as your legal or financial representatives.

Business Transfers: In the event of a merger, acquisition, or other business transaction, we may transfer your information as part of the transaction, provided that the recipient agrees to honor this Privacy Policy.

5. Data Security

We take the security of your personal information seriously and implement a variety of technical, administrative, and physical safeguards to protect your data from unauthorized access, use, or disclosure. Our security measures include:

Encryption: Use of encryption technologies to protect sensitive data in transit and at rest.

Access Controls: Restricted access to personal information to only those employees, agents, and service providers who need to know it for their job responsibilities.

Monitoring and Audits: Regular monitoring of our systems for vulnerabilities and compliance with internal policies and external regulations.

Training: Ongoing privacy and security training for our employees to ensure they understand and comply with data protection policies and procedures.

6. Retention of Personal Information

We retain personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, comply with legal and regulatory requirements, and support our legitimate business interests. Retention periods vary based on the type of information, the nature of our relationship with you, and legal or regulatory requirements.

7. Cookies and Tracking Technologies

Our website uses cookies and similar tracking technologies to enhance user experience, analyze website usage, and provide tailored advertisements. You can control the use of cookies through your browser settings. Please note that disabling cookies may impact the functionality of our website.

8. Your Rights and Choices

You have certain rights regarding your personal information, subject to applicable law. These rights may include:

Access and Correction: The right to request access to and correction of your personal information.

Deletion: The right to request the deletion of certain personal information, subject to legal and regulatory limitations.

Opt-Out: The right to opt-out of receiving certain marketing communications from us.

Data Portability: The right to request the transfer of your data to another service provider in a structured, commonly used format.

To exercise these rights, please contact us at rights@endoadvisory.com.

9. Children's Privacy

Our services are not directed to individuals under the age of 13. We do not knowingly collect personal information from children under 13 without parental consent. If we become aware that we have inadvertently collected personal information from a child under 13, we will delete such information.

10. International Users

If you are accessing our services from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States, where our servers are located and our business is conducted. By using our services, you consent to the transfer of your information to the United States.

11. Changes to This Policy

We may update this Privacy Policy to reflect changes in our practices or legal requirements. The effective date at the top of this Privacy Policy indicates when it was last revised. We will notify you of any significant changes by posting the updated policy on our website or through other appropriate communication channels.

12. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Endo Advisory

710 Tanager Rd.Estes Park, CO 80517

559-905-0994